The following terms (what we refer to as the "Terms of Service") describe the Terms of Service of your use of our website, software applications ChatPays! and programs, including, without limitation, the Rewards Program (what we refer to generally as the "Service") that are provided to you by ChatPays! Ltd, a UAE based company, having its headquarters at Dubai ("us", "we" or sometimes "Chat Pays" or “ChatPays!”). Any capitalized terms that are used in these Terms of Service and not defined herein will have the meanings given to them in our other policies. This Service is provided for your own personal use only.
By using the Service, you understand and agree that the Service may not allow you to make emergency calls to emergency services.
Your use of the Service as well as your use of any software provided as part of the Service is conditioned on you complying with and agreeing to these Terms of Service and, therefore:
You acknowledge that any software and related documentation that may be available to download through the Service (what we refer to throughout these Terms of Service as the "Software") is the copyrighted work of ChatPays!
You therefore agree that your use of the Software is governed by the terms of the End-User License Agreement which accompanies or is included with the Software.
You may not use the Service if (a) you are under Eighteen (18) years old or (b) the Service is prohibited in the country where you reside or from which you use the Service. Subject to applicable law, ChatPays! may, in its sole discretion, refuse to offer the Service to any person or entity and change its eligibility criteria at any time.
In order to use the Service you must create a user account (the "Account"). Please note the following terms in connection with your Account:
As a condition of use, you agree to use the Service solely for lawful purposes and not to use the Service for any purpose that is prohibited by these Terms of Service. You are responsible for all of your activities in connection with the Service. By way of example, you shall not (and shall not permit any third party to) take any action or download, upload, submit, post, or otherwise distribute or facilitate distribution of any Content or User Submission (as such terms are defined below) on or through the Service that:
Content includes any material in the form of text, scripts, sounds, music, software, graphics, videos, etc. that you have access to, you contribute to or create during the use of Service.
You agree not to use or launch any automated system, including without limitation, "robots," "spiders," "offline readers," etc. or "load testers" such as wget, apache bench, mswebstress, httpload, blitz, Xcode Automator, Android Monkey, etc., that accesses the Service in a manner that sends more request messages to the ChatPays! servers in a given period of time than a human can reasonably produce in the same period by using a ChatPays! application, and you are forbidden from ripping the content unless specifically allowed.
Also, you agree not to use or launch any manual or automated system including programs, scripts, and browser extensions to artificially increase the chat activity. Any account detected to fraud or attempt to fraud will be terminated.
Any infringement of the above obligations related to content upload will lead to the deletion of such content.
ChatPays! is a mobile application built on the concept of social interaction and earning through the power of sharing. ChatPays! takes the issue of abusive behaviour very seriously. You are responsible for all of your activities in connection with the Service. Personal profiles in ChatPays! must be used for the sole purpose of growing your ChatPays! network. They may be customized within the parameters permitted within a normal use.
The present chapter is designed to prevent fraud and abuse of the Services. ChatPays! is intended for individual use only in accordance with the present Terms of Service. The following is a non-exhaustive list of practices that would be considered abusive and that may lead to the deletion of your account:
ChatPays! retains sole and exclusive ownership of all rights, title and interests on the website, in user’s personal profiles, the Service and Software and all intellectual property rights relating thereto, including, without limitation, issued patents and pending patent applications with respect to the website, the Service, Software and the technology related thereto. This provision shall survive and remain in full force and effect following any termination and expiration of these Terms of Service. Without derogating from any other terms herein, you agree not to decompile, reverse-engineer, copy, transfer, assign, rent, resell, distribute or use the website, the Service or Software other than as expressly authorized by ChatPays!.
The Service may contain links to websites which are not maintained by ChatPays!. Please note that:
You may pay for transactions made through the Service with valid Mobile Payments or through other means as permitted by ChatPays! from time to time (such as Cryptocurrency eWallets or other providers of payment processing services). Generally, such payment is charged according to the individual agreement with the bank or the credit card company or other payment processing service. Each purchase of products or services by a credit card (or a payment method linked to a credit card, such as an eWallet account) through the Service is subject to the following Terms of Service:
In an effort to earn your loyalty and repeat business, ChatPays! offers you a 10% reward back ("Self-Earnings") on all of your paid calls using the Service. Immediately following completion of
All prices displayed through the Service are, unless stated otherwise, in US Dollars and are exclusive of value added taxes (VAT) or any other applicable taxes and are inclusive of max self-earnings benefits. ChatPays! may change the rates at any time by posting such change on the ChatPays! website(s). The new rate will apply to your account after the new rates have been published. You agree that by continuing to use the Services following the adjustments of the rates, you do accept such adjustments.
Any and all trademarks, copyright, service marks, product names, and trade names of ChatPays! appearing on or through the Service are exclusively owned by ChatPays!. All other trademarks, service marks, product names, and logos appearing on or through the Service are the property of their respective owners. You may not use or display any trademark, service mark, product name, trade name, or logo appearing on or through the Service without the owner's prior written consent.
You may not use any copyright protected information of ChatPays! Limited and/or ChatPays! in paid advertising in any search engines. Such use shall be considered a major infringement of ChatPays! Limited’s copyrights and shall lead to the deactivation of the account.
WE TRY TO KEEP THE SERVICE UP, BUG-FREE, AND SAFE, BUT ANY USE YOU MAKE OF THE SERVICE IS AT YOUR OWN RISK. THE SERVICE IS THEREFORE PROVIDED ON AN "AS IS" AND "WITH ALL FAULTS" BASIS, AND WITHOUT WARRANTY OR CONDITION OF ANY KIND, EITHER EXPRESS OR IMPLIED. WITHOUT LIMITING THE FOREGOING, CHATPAYS! EXPLICITLY DISCLAIMS ANY WARRANTIES, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT AND QUALITY OF SERVICE. CHATPAYS! MAKES NO WARRANTY THAT THE SERVICE WILL MEET YOUR EXPECTATIONS, OR THAT DATA AND CONTENT OBTAINED THROUGH THE SERVICE WILL BE ACCURATE, RELIABLE OR CURRENT, OR THAT THE SERVICE WILL BE AVAILABLE ON AN UNINTERRUPTED, SECURE, OR ERROR-FREE BASIS. YOU ACKNOWLEDGE AND AGREE THAT USE OF THE SERVICE IS AT YOUR OWN DISCRETION AND SOLE RISK AND THAT THE ENTIRE RISK AS TO THE RESULTS AND PERFORMANCE OF THE SERVICE, INCLUDING, WITHOUT LIMITATION, ANY DAMAGES TO YOUR COMPUTER SYSTEM, MOBILE DEVICE OR ANY OTHER DEVICE USED TO ACCESS THE SERVICE, OR DATA STORED ON SUCH DEVICE, IS SOLELY YOURS.
YOU ACKNOWLEDGE AND AGREE THAT IN NO EVENT SHALL CHATPAYS! (INCLUDING, WITHOUT LIMITATION, ITS AFFILIATES AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES AND AGENTS), AS WELL AS ITS VENDORS, DISTRIBUTORS, THIRD PARTY LICENSORS, OR EQUIPMENT AND SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR EXEMPLARY DAMAGES OR DAMAGES FOR LOST PROFITS, INTERRUPTION, LOSS OF DATA, LOSS OF GOODWILL, WORK STOPPAGE, DEVICE FAILURE, OR MALFUNCTION, OR DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE EVEN IF CHATPAYS! HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
YOU ACKNOWLEDGE AND AGREE THAT CHATPAYS! WILL HAVE NO LIABILITY WHATSOEVER, WHETHER IN CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY (INCLUDING, BUT NOT LIMITED TO, CONTRACT, NEGLIGENCE, STRICT LIABILITY) FOR ANY LOSS OR DAMAGES, EVEN IF CHATPAYS! HAD BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGES, OR FOR ANY CLAIM BY ANY OTHER PARTY, ARISING FROM YOUR USE OF THE SERVICES, SOFTWARE. YOUR ONLY RIGHT OR REMEDY WITH RESPECT TO ANY PROBLEMS OR DISSATISFACTION WITH SUCH SERVICE AND OR SOFTWARE IS TO IMMEDIATELY UNINSTALL SUCH SOFTWARE AND CEASE USE OF THE SOFTWARE.
SUBJECT TO THE ABOVE LIMITATIONS, CHATPAYS!'S TOTAL LIABILITY TO YOU UNDER OR IN CONNECTION WITH THESE TERMS SHALL NOT EXCEED IN AGGREGATE THE AMOUNT PAID BY YOU FOR THE SERVICES IN THE SIX MONTH PERIOD IMMEDIATELY PRIOR TO THE DATE OF THE EVENT GIVING RISE TO THE RELEVANT CLAIM, SUBJECT TO A MAXIMUM OF TWO THOUSAND DOLLARS ($2,000) IN ALL CASES.
If you wish to terminate your Account, you may do so by sending ChatPays! an email to email@example.com specifying your request and providing ChatPays! with your username and email address. If you terminate your Account, your profile will be removed from the Service, however, deletion may not be immediate and ChatPays! may continue keeping your personal information in its records for billing purposes, audits and other administrative purposes.
Please be further aware that termination may result in the destruction of all information and data associated with your Account.
Upon termination, all licenses and right to use the Software and/or Service shall immediately terminate and you will be required to immediately cease using the Software and Service. In addition, all accrued benefits and rights (including Self-Earnings) will expire, except in cases of death or demise in which case any accrued Self-Earnings will be transferred to the deceased's survivors subject to presentation of a proper court order.
These Terms of Service constitute the entire agreement between us and you concerning the subject matter described in this document.
The Service shall be provided in accordance with, and these Terms of Service shall be governed by, the laws of the State of New York without giving effect to any principles of conflicts of laws thereof, and the courts in the State of New York shall have exclusive jurisdiction over all disputes between the parties related to this Agreement. This Agreement will not be governed by the United Nations Convention on Contracts for the International Sale of Goods, the application of which is expressly excluded.
You may not assign or otherwise transfer by operation of law or otherwise this Agreement or any right or obligation herein without the express written consent of ChatPays!. ChatPays! expressly reserves its right to assign or transfer this Agreement and to delegate any of its obligations hereunder at its sole discretion.
If any part of this Agreement is found void and unenforceable, it will not affect the validity of the balance of the Agreement, which shall remain valid and enforceable according to its terms.
The failure of ChatPays! to act with respect to a breach of this Agreement by you or others shall not constitute a waiver and shall not limit ChatPays!'s rights with respect to such breach or any subsequent breaches.
Official correspondence must be sent via postal mail to:
P.O. Box 293816
10th Floor Dubai World Trade Centre
Sheikh Zayed Road
United Arab Emirates